Guides to net worth
Short explanations of the entries that move a net worth figure the most. Each guide lists its sources.
Retirement accounts in your net worth
Why a 401(k) or IRA balance is not the same as cash in hand, what the IRS says about early withdrawals, and how the calculator treats it.
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Building a household balance sheet
How the Survey of Consumer Finances groups assets and debts, and how to sort your own accounts the same way before you calculate.
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